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Fee Schedule

 

FEE SCHEDULE
Effective as of 4/01/2012

 
ATM Limits &  Fees
Debit Card No Charge
Replace Debit Card $10.00
Replace PIN $5.00
Foreign Transaction 2% of transaction up to $2.00
Cash WD Limit $300.00 per day
Debit Card Over Draft Fees $25.00
 
Share Draft Fees

3rd Party Credit Union Check

$3.00 (if payee not a member) 

Check copy fee $2.00 per item 
(free on Internet Branch)
Courtesy Pay

$30.00 per item
(automatically transferred by system)

Returned check fee $25.00

Automatic Overdraft Transfers– ($50.00 increments; limit 6 per month)

$15.00 
(automatically transferred by system)
Nonsufficient funds (NSF) $25.00 per item
Stop payments $25.00
Deposited checks (and other items) returned unpaid $25.00
Statement Copy $5.00 per statement 
(free on Internet Branch)
Overdraft Transfers $25.00 per item 
(transferred manually by ACH dept)
Abused Account Closure $35.00
Collection Item $15.00 
(plus any fees on outgoing item)
Levy/Garnishment Request $50.00
Monthly Service Charge None
 
ACH & Wire Fees
Wire Transfer (incoming) $5.00
Wire Transfer (outgoing) $15.00
Wire Transfer (foreign) $35.00
ACH Origination $15.00
ACH Stop Pay $25.00
ACH Overdraft Transfer $15.00 per transfer
 
Safe Deposit Boxes
3 x 5 Box $15.00
3 x 10 Box $20.00
5 x 10 $40.00
Change of locks $95.00
Drilling of boxes $95.00
Replacement key - each $25.00
 
Miscellaneous Fees
Returned Statement (bad address) $12.00
Document Copy $5.00 per copy
Research $20.00 per hour 
($10.00 minimum)
Photo copy $1.00 per copy
Inactive Account* $5.00 per quarter 
(after 1 year)
Early Account Closure $15.00
Credit Counseling $30.00
Non-Working Telephone Number $5.00
Membership Fee $5.00
Christmas Club early withdrawals $5.00
Excessive Withdrawal Fee $5.00
Check Cashing Fee 0.75% (on any cash amount given back)
Over 4 Savings withdrawals per month $5.00
                                                                                    
Loan Fees
Late Consumer Loan Payment 
(10 day grace period)
10% of monthly payment or $25.00 
(whichever is less)
Consumer Loan Origination Fee  $35.00 
(credit score 750 and higher will be waived)
Late Mortgage Loan Payment 
(10 day grace period)

5% of monthly payment or $15.00 
(whichever is less)                     

Mortgage Loan Origination Fee $350.00 (new purchase) $700.00 (refinance)
Loan Extension 10% monthly payment
($5.00 minimum/$30.00 maximum)

*Share accounts that have a balance under $500 will be charged if there is no activity for 12 months OR another related account is not opened in a 12-month period (eg- checking, etc.).  

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