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| USED AUTO LOANS
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3.25% APR
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Timberline Federal Credit Union can finance up to 100% of the MSRP on new vehicles and up to 100% of NADA retail value on used vehicles. Rates, Terms, and amount financed is determined by the collateral securing the note and the member's credit score.
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Auto Loans | Loans | Home Equity | Savings | Certificates | IRAs | Top
| UNSECURED & RECREATIONAL LOANS |
Effective Date: 1/03/12
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| Rates, Terms, and amount financed is determined by the member's credit score. |
| RECREATIONAL LOANS
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| Loan Type |
Rate as low as
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New Purchase Loan*
(New Boat, Motorcycle, Farm Equipment & Recreational)
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4.00% APR
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New Purchase Loan*
(New Campers & Travel Trailers)
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4.00% APR
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New Purchase Loan*
(New Motor Home)
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4.00% APR
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Used Purchase Loan*
(Used Boat & Farm Equipment)
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4.50% APR
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Used Purchase Loan*
(Used Campers & Travel Trailers)
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4.50% APR
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Used Purchase Loan*
(Used Motor Home)
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4.50% APR
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Used Purchase Loan*
(Used Recreational & Motorcycle)
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4.50% APR
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Collateral 8 years or older or vehicles with over 100,000 miles
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5.50% APR
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Share Secured Loan*
(Regular Savings)
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3.25% APR
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Share Certificate Secured
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3% Above CD
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Timberline Federal Credit Union can finance up to 100% of the MSRP on new collateral and up to 100% of NADA retail value on used collateral. Rates, Terms, and amount financed is determined by the member's credit score. Recreational vehicles must be titled with the credit union as lienholder.
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Auto Loans | Loans | Home Equity | Savings | Certificates | IRAs | Top
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REAL ESTATE LOANS Effective Date: 1/27/2012
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| REAL ESTATE - FIXED & ADJUSTABLE RATE
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| % of Value |
Loan Amount |
Loan Type |
Rate as low as |
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80%
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Based on Income
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Fixed
|
4.00% APR
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Less Than 60%
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Based on Income
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Fixed
|
3.50% APR
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Auto Loans | Loans | Home Equity | Savings | Certificates | IRAs | Top
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SHARE RATES
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Effective Dates: 2/01/12 - 2/29/12
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| SAVINGS & CHECKING |
| Account Type |
Min. Deposit |
Min. to Earn Interest |
Dividend Rate |
APY* |
Min. to Avoid Charge |
Comment |
Share Draft Account
(Checking) |
$50.00
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N/A
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N/A
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N/A
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N/A
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No service charge
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Share Accounts
(Savings) (Balance $0-$499) |
$20.00
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$500.00
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0.00%
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0.00%
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N/A
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Share Accounts
(Savings) (Balance $500-Up) |
$20.00
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$500.00
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0.20%
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0.20%
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N/A
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Money Market Share Account (Share Savings Plus)
(Balance $0-$999)
|
$1,000.00
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$1,000.00
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0.00%
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0.00%
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N/A
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Money Market Share Account
(Balance $1,000-$4,999)
|
$1,000.00
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$1,000.00
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0.45%
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0.45%
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N/A
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Money Market Share Account
(Balance $5,000-Up) |
$1,000.00
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$5,000.00
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0.70%
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0.70%
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N/A
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Organization Share Accounts
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$15.00
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$15.00
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0.10%
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0.10%
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N/A
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| Christmas Club Account |
$15.00
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$15.00
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0.30%
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0.30%
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N/A
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| Kirby Kangaroo Children's Acct. |
$15.00
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$15.00
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0.35%
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0.35%
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N/A
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| CU Succeed Youth Account |
$15.00
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$15.00
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0.35%
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0.35%
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N/A
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* APY = Annual Percentage Yield
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Auto Loans | Loans | Home Equity | Savings | Certificates | IRAs | Top
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Share Certificate Rates
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Effective Date: 2/01/12
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SHARE CERTIFICATES
| Penalty incurred for early withdrawal |
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Term
|
Minimum Deposit
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Dividend Rate
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APY*
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6 Months
|
$500.00
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0.60%
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0.61%
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12 Months
12 Months (Tiered Minimum)
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$1,000.00
$10,000.00
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0.90%
1.00%
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0.91%
1.01%
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Organization 12 Months
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$1,000.00
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0.70%
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0.70%
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24 Months
24 Months (Tiered Minimum)
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$1,000.00
$10,000.00
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1.20%
1.25%
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1.21%
1.26%
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36 Months
36 Months (Tiered Minimum)
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$1,000.00
$10,000.00
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1.30%
1.45%
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1.31%
1.47%
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(Certificate) 12 Months
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$50,000.00
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see member services
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see member services
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(Jumbo Certificate) 12 months
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$100,000.00
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see member services
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see member services
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* APY = Annual Percentage Yield. Interest will compound monthly to the certificate, will pay to another account, or will accrue until maturity.
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Auto Loans | Loans | Home Equity | Savings | Certificates | IRAs | Top
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IRA Share Rates Effective Date: 2/01/12 - 2/29/12
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IRA CD Rates Effective Date: 2/01/12
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IRAs: TRADITIONAL, ROTH & EDUCATION
| Penalty incurred for early withdrawal |
|
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Term
|
Minimum Deposit
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Dividend Rate
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APY*
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IRA Share Accounts
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N/A
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1.10%
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1.11%
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6 Month IRA Share Certificate
|
$1000.00
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0.60%
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0.61%
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12 Month IRA Share Certificate
|
$1000.00
|
1.05%
|
1.06%
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24 Month IRA Share Certificate
|
$2000.00
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1.30%
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1.31%
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36 Month IRA Share Certificate
|
$2000.00
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1.45%
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1.46%
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* APY = Annual Percentage Yield
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Auto Loans | Loans | Home Equity | Savings | Certificates | IRAs | Top
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