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AUTO LOANS                                  

Effective Date: 01/26/17

NEW AUTO LOANS
Calculate Loan Payment

Rate as low as*

3.00% APR*

USED AUTO LOANS
Calculate Loan Payment

Rate as low as*

3.25% APR*

*Timberline Federal Credit Union can finance up to 100% of the MSRP on new vehicles and up to 100% of NADA retail value on used vehicles. Rates, Terms, and amount financed are determined by the collateral securing the note and the member's credit score.


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UNSECURED & RECREATIONAL LOANS

Effective Date: 01/26/17

Rates, Terms, and amount financed is determined by the member's credit score.

RECREATIONAL LOANS
Calculate Loan Payment
Loan Type

Rate as low as*

New Purchase Loan*
(New Boat, Motorcycle, Farm Equipment & Recreational)

4.50% APR

New Purchase Loan*
(New Campers & Travel Trailers)

4.50% APR

New Purchase Loan*
(New Motor Home)

4.50% APR

Used Purchase Loan*
(Used Boat & Farm Equipment)

5.00% APR

Used Purchase Loan*
(Used Campers & Travel Trailers)

5.00% APR

Used Purchase Loan*
(Used Motor Home)

5.00% APR

Used Purchase Loan*
(Used Recreational & Motorcycle)

5.00% APR

Collateral 10 years or older or vehicles with over 150,000 miles

5.50% APR

Share Secured Loan*
(Regular Savings)

3.25% APR

Share Certificate Secured

3% Above CD

*Timberline Federal Credit Union can finance up to 100% of the MSRP on new collateral and up to 100% of NADA retail value on used collateral. Rates, Terms, and amount financed are determined by the member's credit score.  Recreational vehicles must be titled with the credit union as lienholder.


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REAL ESTATE LOANS                                       Effective Date: 01/26/17

 

REAL ESTATE - FIXED & ADJUSTABLE RATE
Calculate Loan Payment
% of Value Loan Amount Loan Type Rate as low as

80%

Based on Income

Fixed

4.00% APR

Less Than 60%

Based on Income

Fixed

3.50% APR


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SHARE RATES                      

Effective Date: 01/26/17 

 

SAVINGS & CHECKING
Account Type Min. Deposit Min. to Earn Interest Dividend Rate APY* Min. to Avoid Charge Comment
Share Draft Account
(Checking)

$50.00

N/A

N/A

N/A

N/A

No service charge

Share Accounts
(Savings) (Balance $0-$499)

$20.00

$500.00

0.00%

0.00%

N/A

 
Share Accounts
(Savings) (Balance $500-Up)

$20.00

$500.00

0.10%

0.10%

N/A

 

Money Market Share Account (Share Savings Plus)
(Balance $0-$999)

$1,000.00

$1,000.00

0.00%

0.00%

N/A

 

Money Market Share Account
(Balance $1,000-$4,999)

$1,000.00

$1,000.00

0.15%

0.15%

N/A

 
Money Market Share Account
(Balance $5,000-Up)

$1,000.00

$5,000.00

0.25%

0.25%

N/A

 

Organization Share Accounts

$15.00

$15.00

0.00%

0.00%

N/A

 
Christmas Club Account

$15.00

$15.00

0.25%

0.25%

N/A

 
Little Acorns Kids Account

$15.00

$15.00

0.20%

0.20%

N/A

 
Big Oaks Youth Account

$15.00

$15.00

0.20%

0.20%

N/A

 

* APY = Annual Percentage Yield


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SHARE CERTIFICATE RATES       

Effective Date: 01/26/17

 

SHARE CERTIFICATES

Penalty incurred for early withdrawal

Term

Minimum Deposit

Dividend Rate

APY*

3 Months

 6 Months

$500.00

$500.00

0.10%

0.25%

0.10%

0.26%

12 Months

12 Months (Tiered Minimum)

$1,000.00

$10,000.00

0.50%

0.55%

0.51%

0.56%

24 Months

24 Months (Tiered Minimum)

$1,000.00

$10,000.00

0.75%

0.80%

0.76%

0.81%

36 Months

36 Months (Tiered Minimum)

$1,000.00

$10,000.00

0.85%

0.90%

0.86%

0.91%

(Certificate) 12 Months

$50,000.00

see member services

see member services

(Jumbo Certificate) 12 months

$100,000.00

see member services

see member services

* APY = Annual Percentage  Yield. Interest will compound monthly to the certificate, will pay to another account, or will accrue until maturity.


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IRA Share Rates Effective Date: 02/01/13

IRA CD Rates Effective Date: 02/01/13

 

IRAs: TRADITIONAL, ROTH & EDUCATION
Penalty incurred for early withdrawal

Term

Minimum Deposit

Dividend Rate

APY*

IRA Share Accounts

N/A

0.45%

0.46%

6 Month IRA Share Certificate

$1000.00

0.25%

0.26%

12 Month IRA Share Certificate

$1000.00

0.50%

0.51%

24 Month IRA Share Certificate

$2000.00

0.80%

0.81%

36 Month IRA Share Certificate

$2000.00

0.90%

0.91%

* APY = Annual Percentage Yield


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