We'll help make life a little easier.
Life comes with big moments, and price tags. Give your finances the necessary boost to tackle what you need to afford with a Personal Term Loan.
Key Features of Personal Term Loans
- Secured and unsecured loans available
- Use funds for almost any purpose
- Experienced lending team
When life happens, we’re here to support you with flexible financing. A Timberline FCU Personal Term Loan provides the upfront funds you need to handle any unexpected financial expense.
- Competitive rates for a wide variety of personal needs:
- Vehicle repairs or updates
- Family vacation
- Education expenses
- Personal projects or startups
- And more
- Flexible terms customized to your personal situation
- Set up automatic transfers or payroll deductions for convenient loan repayment
- Local decision-making and processing by fellow community members
- Attentive, friendly service from start to finish
We offer some of the most competitive rates in Southeast Arkansas. Contact a loan officer for current rates.
We offer both secured and unsecured personal loans. If you’re looking for a higher loan limit, a secured loan may be for you. Because this loan is backed by your CD or savings account, lenders can offer higher limits. Unsecured loans are not backed by collateral, so, while easier to obtain, will not offer as high of credit limits.
Choose the loan that works for you, and start the application process today.
Share and Certificate Secured Loans
- Use your regular share savings account or share certificate as collateral
- Sign up for free e-statements with your account to receive a 0.25% discount on your loan rate
- Competitive interest rates
- Finance of new and used items
- Affordable payment terms suited to your needs
Unsecured Loans
- Can require little more than a signature
- Competitive interest rates
- Finance a wide array of items
- Affordable payment terms suited to your needs
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividend earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividend earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
